Accident Medical Group

Accident Medical Group | Do you know what PIP, BI and UM Stand for?


Do you know what PIP, BI and UM Stand for?


When speaking about car insurance im sure you”ve heads of pip, bodily injury, and uninsured motorist.But what do they all mean?

PIP, stands for personal injury protection. Something every single person in the state of Florida haS. it gives you $10,000 toward medical benefits, regardless if you were at fault or not.

BI, Bodily Injury Liability is an addition  to any insurance you currently have. BI is when you’re at fault. It will pay for any injuries and legal representation in the event a claim is file against you.

Uninsured Motorist or UM protects you in the event the vehicle in which you crashed with is not insured. you can still get the treatment and compensation you’re entitled to. Especially in Florida where not everyone on the road is insured, you’re covered.