If another driver was at fault for your crash, you have the right to compensation for your loss wages and personal injuries. In the state of Florida, we are a No-Fault state meaning we could still obtain medical attention post accident under PIP ($10,000 in medical attention) but can not claim compensation.
The rules that govern car accident compensation vary greatly from state to state. After a crash, your next step should be to sit down with a personal injury attorney which Accident Medical Group provides, based on your case. We provide an attorney specialized in your car accident case to obtain the highest deserved compensation possible. Call today for a FREE consultation: 305-AMG-HELP (264-4357)
How Do I Recover Compensation After a Car Accident?
To recover compensation after a car accident, you will need to navigate the car accident claim process. This usually requires going through an insurance company, either yours or the other driver’s. If the insurance company tries to dispute your case, you might have to file a car accident lawsuit to recover the full amount you deserve.Please read back to our blog on working insurance companies after a car accident to not jeopardize your deserved compensation.
Does It Matter Who Caused the Crash?
In the State of Florida, your eligibility is determined on whether you were the one who caused the accident or the other way around. The person at fault CAN receive medical attention but NOT compensation.
What If My Crash Happened in a No-Fault State?
In Florida, drivers must first turn to their own insurance company for damages no matter who was at fault for the accident.
Most no-fault states require drivers to carry personal injury protection (PIP) insurance up to a certain level. This coverage pays for the driver’s injury-related expenses up to the policy limit. For severe injuries that exceed your policy limit, you often can sue the at-fault driver and their insurer.
The Severity of Your Injury Matters in No-Fault States
For example, imagine another car rear-ended your vehicle, and you suffered a moderate case of whiplash. Your damages included:
- Medical bills totaling $5,000; and
- $2,000 in lost income.
Your total injury damages, then, were $7,000. The crash occurred in a no-fault state, and you have $10,000 in PIP coverage. Because your injury damages are less than your policy limit, you would deal exclusively with your own insurance company for compensation, not the other driver’s.
Now imagine your injury caused $25,000 in damages. After your PIP coverage paid the first $10,000, you would be free to pursue the at-fault driver for the remaining $15,000.